The City is aware this crisis has been devastating to many businesses, particularly those that have been forced to close.  The City is working to distribute information on assistance that is available to businesses who have been closed or severely impacted by the COVID-19 Shelter in Place Order.  The SBA Economic Injury Disaster Loans provide low-interest disaster loans to help small businesses and nonprofit organizations. The Paycheck Protection Program and Emergency Economic Injury Grants provide funds to pay personnel costs to maintain employees on payroll.  Grants require no repayment and loans are forgiven if at least 75% of the workforce is maintained.  Otherwise, a portion of the loan must be repaid.  Meanwhile, the Small Business Debt Relief Program has loans available to assist with non-disaster needs.

Impacted businesses are encouraged to contact their bank  to access these funds.  The City is partnering with the Small Business Development Center (SBDC), who will provide free counseling to help you apply. You may submit a request for assistance at the link below.  Every business with a business license will receive a flyer in the mail from the City with more information.

The County of Monterey has created an Emergency Microloan Fund to assist local small businesses impacted by COVID-19. These loans are separate from the Federal SBA assistance programs. The County is in contract with California Coastal Rural Development Corporation to assist with the processing of these loan funds.  The program includes loans in the range of $5,000 to $25,000 at a reduced interest rate of 4% or 75% of Wall Street Journal Prime Rate (Currently 2.44%).  The County has approximately $661,000 in federal funds available for lending, which could help an estimated 25 businesses. The program is first come, first serve. Applications need to demonstrate they have been financially burdened by the COVID-19 public health emergency.  The County wants to make sure that all businesses in the County can access these funds and has reserved funds for South County businesses that apply by May 15, 2020. To find out more about microloans or to apply, please go to to complete an on-line pre-qualification and see the flyer below.

Businesses that are closed and use no water for a full billing cycle may also have their water and City wastewater charges frozen. Call Cal Water at 385-5486 for assistance.

Meanwhile, the City is available to assist businesses that are open.  The City may provide preferential parking for take-out dining and free social distancing signage.  Customer safety guidelines have also been created and distributed.  Direct any requests to the City by calling 385-3281.